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The housing market is changing. Shared ownership homes in the UK give you a different choice – a Government-backed shared ownership scheme that can make buying your first home easier and more affordable.

With part-buy/part-rent, you choose how much of the property you purchase upfront. A smaller mortgage and deposit can help you move sooner, while paying subsidised rent on the share you don’t yet own. When you’re ready, staircasing lets you gradually increase your share – a flexible path to full ownership.

You typically buy between 25% and 75% of one of our shared ownership properties, meaning your deposit and shared ownership mortgage repayments are lower from day one.
You pay rent to the housing provider on the share you haven’t bought. Because you already own part of the home, this rent is usually significantly lower than similar homes on the open market.
Through share-to-buy staircasing, you can purchase additional shares whenever your finances allow. Many buyers eventually own 100%.

We’re here to give you the confidence, support and practical advice you need to make good decisions – whether you’re comparing shared ownership houses UK-wide, weighing up affordability or simply exploring whether shared ownership is right for you.

