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GET ON THE PROPERTY LADDER ON NEW TERMS

The housing market doesn’t work for everyone and we’re here to change it. Unlike the traditional home ownership model, shared ownership gives you more flexibility in securing the right home for your needs.

WHAT IS SHARED OWNERSHIP
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PART-BUY, PART-RENT: YOUR HOME AT A PACE THAT SUITS YOU

The idea behind shared ownership is simple: you buy your home at a pace that suits you, giving you access to the home you want today.

HOW DOES SHARED OWNERSHIP WORK?

WHAT IS SHARED OWNERSHIP

  • Buy a share of your home

    Typically between 25% to 75%. Because you’re buying only a part of the property, you can buy it with a smaller deposit and it’s easier to get a mortgage. That’s what makes shared ownership so much more accessible than the traditional ownership model.

  • Pay rent on the remaining part

    The other share of the property is owned by a housing association – a non-profit body that provides homes. You will need to pay rent on that share, alongside monthly service charges. You already own a part of the home, so your rent will be significantly lower than the market rate.

  • Increase ownership at your own pace

    You may be able to increase your share of the home through a process known as staircasing – gradually buying up the remaining share. Check with us or the housing association you’re looking to buy with to learn more about your home’s staircasing policy.

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WHY CHOOSE SHARED OWNERSHIP

 Buy sooner: get reduced upfront costs and better mortgage requirements

 Beat the rental crisis: pay lower monthly housing costs

 A strategic move: benefit from your home’s potential appreciation over time

 At your own pace: increase ownership shares, sell the property, or transition to full ownership when you’re ready

BROWSE SHARED OWNERSHIP PROPERTIES
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WE THINK DIFFERENTLY ABOUT PROPERTY

And we're here to help you embrace the freedom and flexibility of shared ownership

FIND OUT IF IT'S RIGHT FOR YOU?

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