Your home is closer than you think
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The housing market is changing. Shared ownership homes in the UK give you a different choice – a Government-backed shared ownership scheme that can make buying your first home easier and more affordable.
With part-buy/part-rent, you choose how much of the property you purchase upfront. A smaller mortgage and deposit can help you move sooner, while paying subsidised rent on the share you don’t yet own. When you’re ready, staircasing lets you gradually increase your share – a flexible path to full ownership.
You typically buy between 25% and 75% of one of our shared ownership properties, meaning your deposit and shared ownership mortgage repayments are lower from day one.
You pay rent to the housing provider on the share you haven’t bought. Because you already own part of the home, this rent is usually significantly lower than similar homes on the open market.
Through share-to-buy staircasing, you can purchase additional shares whenever your finances allow. Many buyers eventually own 100%.
We’re here to give you the confidence, support and practical advice you need to make good decisions – whether you’re comparing shared ownership houses UK-wide, weighing up affordability or simply exploring whether shared ownership is right for you.
SOWN will return to UKREiiF from 19th-21st May, to lead the discussion on the future of shared ownership.
Our panel session, Does Shared Ownership Still Stack Up?, tackles supply, demand, affordability pressures and the real barriers to entry in 2026. As the model reaches a crossroads, we will examine what must change to ensure shared ownership remains commercially viable and socially impactful.
Building on the strong engagement of 2025, we return ready to challenge assumptions and drive practical solutions.
